Amazon DSP Insurance Made Simple
We specialize in commercial auto, workers comp, and liability insurance for Amazon Delivery Service Partners. We understand ERM scoring, Amazon's requirements, and what carriers look for in a DSP.
DSP Insurance Tools
Use our free tools to understand your insurance costs and compare options.
ERM Calculator
Calculate how your ERM score, safety incidents, and DNAR rate affect your insurance premiums.
Calculate Now →Captive vs Traditional
Compare your captive insurance program to traditional market rates. See if you could save by switching.
Compare Now →Get a Quote
Get a personalized insurance quote for your DSP. Commercial auto, workers comp, and liability coverage.
Start Quote →Upload Documents
Upload your ERM reports, driver roster, vehicle schedule, loss runs, and other documents securely.
Upload Now →Why DSPs Choose Flatland
We're not a generalist agency. We specialize in Amazon DSP insurance and understand the unique challenges you face.
ERM Experts
We understand how ERM scoring, Mentor app, and Netradyne affect your rates and can advise on improvements.
Amazon Requirements
We know Amazon's specific insurance requirements and ensure your policy meets all compliance standards.
Competitive Rates
As an independent agency, we shop multiple carriers to find the best rates for your specific situation.
Fast Response
We respond quickly because we know time is money. Get quotes fast and coverage bound when you need it.
DSP Premium Ranges
Typical annual premiums for Amazon DSPs based on fleet size. Actual rates depend on ERM score, claims history, location, and coverage limits.
Small Fleet
5-20 vehicles
Annual premium range
Medium Fleet
20-40 vehicles
Annual premium range
Large Fleet
40-60 vehicles
Annual premium range
Enterprise Fleet
60-200 vehicles
Annual premium range
* Estimates based on industry averages. Not a quote or offer of insurance. Your actual premium will be determined through carrier underwriting.
DSP Insurance by Location
Find DSP insurance information specific to your state, including local fulfillment centers, delivery stations, and market data.
Licensed States
Southwest
West Coast
Frequently Asked Questions
What insurance does an Amazon DSP need?
DSPs typically need commercial auto liability ($1M), hired & non-owned auto, general liability, umbrella/excess liability, workers compensation, and cargo coverage. Amazon sets minimum requirements.
How does my ERM score affect my premiums?
Your ERM (Experience Rate Modifier) score directly impacts your rates. A "Fantastic Plus" score can save 15%+ while an "At Risk" score adds 20%+. Safety metrics from Mentor app and Netradyne factor in.
Should I stay in my captive program or go traditional?
It depends on your situation. Captives like DeliverRE and Union Risk offer stability and dividend potential, but traditional markets may offer better rates for DSPs with strong ERM scores. Use our comparison calculator to find out.
How long does it take to get a quote?
We can typically provide preliminary quotes within 24-48 hours. Having your fleet size, ERM score, loss runs, and driver list ready speeds up the process significantly.
What carriers write DSP insurance?
Several carriers specialize in or write DSP coverage including Canal Insurance, Great American, National Interstate, and more. As an independent agency, we shop multiple markets to find the best fit.
Can you help with claims?
Yes. We advocate on your behalf during the claims process to ensure fair and timely resolution. We also help you implement loss control measures to reduce future claims.
Ready to Get Your DSP Quote?
Stop overpaying for insurance. Get a competitive quote from specialists who understand Amazon DSP requirements and ERM scoring.