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COVERAGE THAT RIDES WITH YOU

Our Insurance Services

Comprehensive commercial trucking insurance solutions tailored to protect your fleet, your cargo, and your business across North America.

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Liability Protection

Covers damage to other vehicles & property you cause

Our flagship coverage designed specifically for the trucking industry. From owner-operators to large fleets, we provide tailored protection that keeps your business moving.

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Coverage Includes:

  • Primary Liability Coverage ($750K - $1M+)
  • Physical Damage for Tractors & Trailers
  • Motor Truck Cargo Coverage
  • Non-Trucking Liability
  • Trailer Interchange
  • Bobtail Coverage

Cargo Insurance

Covers freight damage, theft, and spoilage

Comprehensive cargo coverage that protects the goods you transport. From general freight to specialized commodities, we have you covered for the unexpected.

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Coverage Includes:

  • Broad Form Cargo Coverage
  • Refrigerated Cargo (Reefer)
  • Hazmat & Tanker Cargo
  • High-Value Freight Protection
  • Loading/Unloading Coverage
  • Debris Removal

Physical Damage

Covers your truck - collision, fire, theft, vandalism

Comprehensive and collision coverage for your tractors, trailers, and equipment. Protect your investment from accidents, theft, fire, and weather damage.

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Coverage Includes:

  • Comprehensive Coverage
  • Collision Coverage
  • Specified Perils
  • Gap Coverage Available
  • Agreed Value Options
  • Equipment Breakdown
ROUTE66

Motor Truck Cargo

Required by brokers - covers goods you haul

Complete cargo protection from pickup to delivery. Whether you're hauling cross-country or making local deliveries, your freight is fully covered.

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Coverage Includes:

  • Door-to-Door Coverage
  • Multiple Commodity Types
  • Temperature-Controlled Cargo
  • Loading Dock Coverage
  • Storage in Transit
  • Earned Freight Charges
NSWE

Non-Trucking / Bobtail

Coverage when driving without a load or dispatch

Coverage when you're not under dispatch. Whether you're driving to the truck stop or heading home after a delivery, you're protected.

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Coverage Includes:

  • Non-Trucking Liability
  • Personal Use Coverage
  • Off-Dispatch Protection
  • Deadhead Miles
  • Personal Conveyance
  • Garage to Garage Coverage

General Liability

Covers slip-and-fall, property damage at client sites

Shield your business from third-party claims for bodily injury, property damage, and personal injury that occur during your operations.

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Coverage Includes:

  • Premises Liability
  • Products & Completed Operations
  • Personal & Advertising Injury
  • Medical Payments
  • Damage to Rented Premises
  • Contractual Liability

Occupational Accident

Medical & disability if you get hurt on the job

Protection for owner-operators and independent contractors. When workers' comp doesn't apply, occupational accident insurance has your back.

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Coverage Includes:

  • Medical Expense Benefits
  • Disability Income
  • Accidental Death & Dismemberment
  • Survivor Benefits
  • Rehabilitation Benefits
  • 24/7 Coverage On & Off Duty

Trailer Interchange

Covers borrowed trailers under interchange agreement

Coverage for trailers you don't own but haul under a trailer interchange agreement. Protect borrowed equipment like it's your own.

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Coverage Includes:

  • Interchange Agreement Coverage
  • Physical Damage Protection
  • Theft Coverage
  • Fire & Vandalism
  • Weather Damage
  • Collision Coverage

Surety Bonds

BMC-84 bond required by FMCSA for authority

Surety bonds guarantee your performance and protect your clients. Required for freight brokers (BMC-84), contractors, auto dealers, and more. Fast approval, competitive rates.

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Coverage Includes:

  • BMC-84 Freight Broker Bonds ($75,000)
  • BMC-91 Carrier Trust Bonds
  • Contractor License Bonds
  • Auto Dealer Bonds
  • Performance & Payment Bonds
  • Instant Approval Available

Specialty Services

Beyond standard coverage, we offer specialized services to meet the unique needs of the trucking industry.

NSWE

Cross-Border Coverage

Insurance solutions for US-Mexico freight lanes

ROUTE66

New Authority Programs

Specialized programs for new motor carrier authorities

Fleet Safety Programs

Risk management and loss control services

Certificate Management

Quick COI issuance and management

Industries We Serve

From local deliveries to long-haul operations, we provide specialized coverage for every segment of the trucking industry.

Long Haul
Regional
Local/P&D
Refrigerated
Flatbed
Tanker
Hazmat
Auto Haulers
Intermodal
Dump Trucks
Moving/Storage
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Ready to Protect Your Fleet?

Get a customized insurance quote in minutes. Our team of trucking insurance specialists is ready to help you find the coverage you need at a price that works for your business.

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