FLATLAND EXPEDITIONS
Protecting America's Truckers
Comprehensive commercial trucking insurance and bonds for owner-operators and fleets. Currently writing business in Texas, Oklahoma, Missouri, Kansas, Iowa, and Colorado.
New authority? Insured in 24 hours
Get Your Free Quote
Quotes in minutes, not days
Coverage for trucks, trailers, drivers and more
Questions? Call directly: (816) 654-6258
Backed by industry-leading carriers
Our Insurance Solutions
Comprehensive coverage options tailored for the trucking industry
Liability Protection
“Covers damage to other vehicles & property you cause”
Cargo Insurance
“Covers freight damage, theft, and spoilage”
Physical Damage
“Covers your truck - collision, fire, theft, vandalism”
Motor Truck Cargo
“Required by brokers - covers goods you haul”
Non-Trucking / Bobtail
“Coverage when driving without a load or dispatch”
General Liability
“Covers slip-and-fall, property damage at client sites”
What Drivers Say
Don't just take our word for it—hear from the truckers we protect
“Saved $4,200 a year switching to Flatland. When I had a fender bender on I-44, they had it handled in 48 hours. My last carrier took 3 weeks just to return a call.”
“Finally found an agency that speaks my language - literally! The bilingual team made everything easy. Got my COI same day and my rates dropped $200/month from my old policy.”
“Running reefer loads is risky enough without worrying about coverage gaps. Flatland set me up with cargo insurance that actually covers spoilage. Peace of mind on every haul.”
“Started with 2 trucks, now running 15. Flatland grew with us every step of the way. They treat a small fleet the same as the big guys. That loyalty means everything.”
“Best decision I made for my business. Quotes came back in 2 hours, not 2 weeks. COIs get emailed to my brokers same day. My dispatch runs smoother than ever.”
“Got my authority and was on the road in 72 hours. Other agencies wanted $18K for my first year - Flatland got me covered for $11K with better limits. Can't beat that.”
Why Drivers Trust Flatland
We speak trucker, not insurance jargon
Owner-Operators First
We know the grind. Built for independent drivers who need real coverage, not corporate runaround.
Navigate Any Route
Local, regional, or long-haul - we customize coverage for how you actually run your business.
24/7 Support
Because breakdowns don't wait for business hours. Real people, real help, any time.
Service Areas
From the heartland to the coast, we've got your back on every mile. Currently writing business in Texas, Oklahoma, Missouri, Kansas, Iowa, and Colorado.
Ready to Get Protected?
Get a customized quote in minutes. Our team of trucking insurance specialists is standing by.
shieldOTZ - Safety Optimization Program
More than insurance—tools that keep you safe on the road
Daily Inspection App
Digital DVIR compliance made easy
Accident Prevention
Reduce claims & lower premiums
CSA Score Support
Stay DOT compliant & roadside-ready
24/7 Claims Support
Real people, real help, anytime
shieldOTZ - Safety Optimization Program
Automated fleet safety compliance with random inspections, driver training, and real-time monitoring. Free for all policyholders.
- Random daily vehicle inspections via SMS
- 4-module driver safety training
- Photo verification & compliance tracking
- Automated escalation protocols
shieldOTZ
Included Free with Your Policy