Captive vs Traditional Calculator
Should you stay in your captive or switch?
What You'll Discover
- Side-by-side premium comparison
- Potential savings with traditional insurance
- Whether your captive is providing real value
- How your ERM score affects your options
- Honest recommendation: stay, switch, or evaluate
Common Captive Programs
DeliverRE Group Captive
Union Risk Group Captive
Marsh DSP Program
We compare your captive costs against traditional market rates.
Why This Matters
Captive programs can be great for top performers, but many DSP owners pay more than they would in the traditional market. If you're not receiving dividends or your claims history is clean, you may be overpaying.
Free tool - takes 2 minutes