SURFERS ON STEEL BOARDS
Protecting America's Motor Carriers
Comprehensive commercial trucking insurance for owner-operators and fleets across the United States, Canada, Mexico, and the Caribbean.
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Our Insurance Solutions
Comprehensive coverage options tailored for the trucking industry
Liability Protection
“Your legal armor on the road”
Cargo Insurance
“What's IN the truck, protected”
Physical Damage
“Your steel surfboard, protected”
Motor Truck Cargo
“The whole ride, covered”
Non-Trucking / Bobtail
“Even off-dispatch, we guide you home”
General Liability
“Always on, like a diner sign”
Service Areas
From the heartland to the coast, we've got your back on every mile
Why Drivers Trust Flatland
We speak trucker, not insurance jargon
Owner-Operators First
We know the grind. Built for independent drivers who need real coverage, not corporate runaround.
Navigate Any Route
Local, regional, or long-haul - we customize coverage for how you actually run your business.
24/7 Support
Because breakdowns don't wait for business hours. Real people, real help, any time.
What Drivers Say
Don't just take our word for it—hear from the truckers we protect
“Been with Flatland for 6 years now. When I had that jackknife incident in Oklahoma, they had an adjuster on the phone within the hour. No runaround, just help when I needed it most.”
“As an owner-operator running cross-border to Mexico, finding insurance was a nightmare until I found Flatland. They actually understand the routes we run and the coverage we need.”
“Claim process was solid, but I wish their online portal was easier to use. Had to call in for some things I should've been able to do myself. That said, the people on the phone were great.”
“We started with 2 trucks and now run 15. Flatland grew with us, adjusting our coverage as we expanded. They treat a small fleet like they'd treat a hundred-truck operation.”
“Good coverage, fair prices. Only gripe is their app needs work—it crashes sometimes. But the agents are responsive and COIs come same-day, which is what matters most.”
“When I got my authority, everyone wanted to charge me through the roof. Flatland's new authority program was fair and they explained everything in plain English. No surprises.”
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